Credit Analyst (Schwerpunkt Underwriting)

About Leasys\n\nLeasys is a leading provider of innovative mobility solutions. We have merged with Free2move Lease to form a strong, specialized multi-brand operational leasing company, equally owned by Stellantis and Crédit Agricole Consumer Finance. Our goal is to make Leasys a leading brand in the European leasing market. Our wide range of services in car rental, car sharing, and long-term rental are characterized by innovation, quality, and reliability. With our constant pursuit of excellence, we set standards in the mobility industry and actively shape the future of transportation.\n\nWe are looking for a Credit Analyst - Underwriting Specialist (m/f/d) as soon as possible.\n\n### Your Responsibilities:\n\n* Review submitted application data and documents, and request missing information from customers and the field sales force.\n* Analyze and evaluate companies in connection with leasing requests using annual financial statements and business management reports, taking regulatory requirements (KWG and MaRisk) into account.\n* Prepare and vote on proposals within the scope of granted authority.\n* Independent rating creation.\n* Support account managers with complex engagements, including participating in customer discussions.\n* Participate in projects.\n\n### Your Profile:\n\n* Minimum Bachelor's degree in Business Administration, or alternatively, completed vocational training in a banking environment and relevant professional experience.\n* Independent and structured way of working.\n* Strong decision-making ability.\n* Good communication and problem-solving skills.\n* Good command of English, both written and spoken.\n\n### We Offer You:\n\n* Home Office Work (Hybrid Model): After a successful onboarding process, we offer the opportunity to work flexibly from home. Our hybrid model combines the benefits of home office with the dynamics of office life.\n* Special Employee Conditions: Benefit from exclusive special conditions and discounts negotiated specifically for our employees.\n* 13th Salary: We appreciate your commitment and reward your dedication with an additional 13th salary at the end of the year.\n* On-site Canteen: Enjoy delicious meals in our company canteen. There is something for every taste at fair prices.\n* Flat Hierarchies: You will find flat hierarchies and open communication, enabling a pleasant working atmosphere and short decision-making processes.\n