Product Manager - Payments & Finance (m/f/d)

Everyone's story matters. Come shape your story with us at Riverty.

But where does that take you? To one of our 30 hybrid workspaces -- designed for exchanging ideas, learning from others, and shaping the way we work. An international community of over 4,000 people, representing almost 80 nationalities across 11 countries. United by one mission: Combining empathy, advanced technology and data-driven insights to keep people and businesses in flow. With payments made for them. So that they don't have to worry about it.

And there's more: We are part of the family-owned Bertelsmann group. Established. Corporate. In a fast-paced industry. We enable flexible payments in various industries, simplifying the financial management of known brands and helping people repay debt to build financial confidence. In short: shaping FinTech.

We are looking for a Product Manager - Payments & Finance (m/f/d) (unlimited, fulltime) Join our team at our location in Berlin -- hybrid working conditions available. In this role you will own and shape our accounting and payments-related products, ensuring they solve the right business problems and deliver measurable value. You will work within the Product organisation, with a strong focus on product strategy, prioritisation and cross-functional alignment, supported by business analysis rather than deep technical system design.

What You Will Do

• Own the product vision and roadmap for accounting and payments-related products, aligning it with company strategy, regulatory needs and operational priorities.
• Lead product discovery to understand customer and business problems, payment and accounting flows, and opportunities to simplify, automate and scale across products and operations.
• Work closely with stakeholders across Finance, Operations, Risk, Compliance and Engineering to align on priorities, scope and expected outcomes.
• Define clear product goals and success metrics, and ensure initiatives are driven by measurable business impact.
• Translate business and customer needs into clear product direction, including well-defined epics, user stories and acceptance criteria.
• Continuously prioritise the product backlog, balancing value, risk, dependencies and delivery capacity.
• Partner with engineering and design to break down complex initiatives into MVPs and iterative releases that deliver value early.
• Drive alignment and clarity across teams by explaining the business context, product intent and trade-offs behind decisions.
• Assess impact and feasibility of proposed changes, particularly those affecting payments, accounting and ledgers, in collaboration with engineering and domain experts.
• Support delivery by leading planning and backlog refinement, ensuring teams are focused on the most valuable outcomes.
• Validate delivered functionality against intended business behaviour and product goals, and use feedback and data to inform next steps.

What You Bring

• Bachelor's degree in Business Administration, Finance, Economics or a related field.
• 4 years of experience as a Product Manager, Product Owner or in a closely related product role within a software or financial services environment.
• Proven experience owning and evolving products that involve complex business processes, ideally in fintech, payments or accounting domains.
• Strong ability to define product strategy, prioritise effectively and communicate a clear product vision to diverse stakeholders.
• Experience working in Agile environments and collaborating closely with engineers, designers and analysts throughout the product lifecycle.
• Ability to translate complex business and regulatory needs into clear, actionable product requirements.
• Strong analytical skills, comfortable using data, reports and KPIs to inform decisions and measure success.
• Experience using product and delivery tools such as Jira or Azure DevOps.
• Experience defining, tracking and iterating on product KPIs in a product-led organisation.
• Excellent stakeholder management and communication skills, able to align different perspectives and drive decisions.
• Fluency in English. German language skills are a strong plus, as many stakeholders are German-speaking.

Nice to have

• Fluency in one of the following languages: German, Dutch, Swedish, Norwegian, Finnish.
• Experience in payments, finance, accounting or BNPL, for example working with reconciliations, settlements, ledgers or booking logic.

Equal Opportunity Employer Statement

We want to be a fair and inclusive employer. We value the diverse perspectives that a diverse workforce brings to the table. Therefore, we are actively looking for people who enrich our company through their identity, background and personal experiences, with or without a disability.

Benefits:

• At Riverty, you can be who you are. We are committed to creating an inclusive environment and a culture of appreciation, enriched by our employee networks.
• Prioritize your health with supported sports and leisure activities.
• Take advantage of our numerous training and development opportunities! Enhance your skills with training offered by the Bertelsmann University, language courses, or leadership training.
• Benefit from our discounts on Bertelsmann products and financial incentives.
• With our diverse work models, you can tailor your work to your preferences. Take advantage of mobile office, flexible working hours, and part-time models.